The 6 home insurance clauses almost no one reads (and almost all of them penalise you).
Building vs contents, theft outside the home, jewellery, water damage — what to check before signing.
Read moreWe compare 20+ insurers by hand, piece by piece, until we find the cover you actually need. No fine print, no algorithms, no obligation.
Individuals, families and businesses. We negotiate with the leading insurers so you can get on with living.
Contents, building, civil liability. Cover designed for your main residence or second home.
Compare policiesLife, accident, private health and funeral. We help you choose the cover you actually need, with no unnecessary extras.
Compare policiesCar, motorbike, truck, trailer. Third-party, extended third-party or fully comprehensive, with every discount your record deserves.
Compare policiesA transparent, human process designed so you understand exactly what you're signing — and why.
We listen. Family, assets, vehicles, business: we map out what really needs covering.
We negotiate in parallel with the leading insurers to find you the best cover-to-price match.
No empty jargon. We explain what each policy covers, what it doesn't, and why we recommend one over another.
Renewals, changes, claims. One call and we take care of it. For as long as you're a client.
More than 1,200 active clients trust us. These are three of their stories.
"We've been with them for seven years. Last year we had a serious claim at the shop and they resolved it in a week — all I had to do was sign."
"They compared my car insurance across five insurers and saved me €340 with the same cover. Personal service, in my language."
"They walked us through the life insurance and the mortgage policy. They explained everything twice, with no rush. I don't buy insurance now without going through them."
On the day of a claim, our clients don't call their insurer. They call us.
The difference is structural. A tied agent is paid by one insurer, so they can only offer what that insurer lets them sell. We are independent: we earn our living by advising you well.
Which means we sit on your side of the table when there's a claim, when your premium goes up without warning, or when you discover your policy didn't cover what you thought it did.
We know that insuring your home, your health or your car in Spain as a foreign resident comes with details: NIE, tax residency, translations, cover that was automatic back home and isn't here.
We work in Spanish, English and German, and we understand the typical cases of people living between two countries: second residence, repatriation, European retirees, digital freelancers.
Plain-spoken guides, written by our team. Learn to read a policy the way a broker would.
Building vs contents, theft outside the home, jewellery, water damage — what to check before signing.
Read moreThe real calculation no one explains: vehicle age, market value and cover for windows and theft.
Read moreCompatibility with Spanish public health, waiting periods, co-payments and insurers with multilingual staff.
Read moreTell us what you need to insure. In less than 48 hours we'll send you a comparison of the three best offers on the market for your case, explained in plain language — and from there, we take it from you.